How Your Work History Determines How Much You Get From Social Security

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Social Security is an entitlement program that provides seniors with income during retirement. But its benefits still have to be earned. This means you receive them only if you've paid into the system or get benefits on a spouse's work record. 

Your work history affects (1) whether you will be eligible for Social Security benefits at all and (2) the amount of benefits you receive. It's important to understand how your professional background affects the Social Security income you can expect to receive. This guide will explain everything you need to know about how your work history determines your payout from Social Security. 

What does your work history have to do with your Social Security?

Your work history determines:

If you are eligible to receive Social Security benefits. You must earn a certain number of work credits over your lifetime to become eligible to receive retirement income from Social Security.

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