If you fall into one of these latter categories, you still have the option to claim benefits based on your own work history, but you may also be entitled to benefits based on your spouse's (or ex-spouse's) work record. The options for each of these groups are explained in detail below.[A white wedding cake]
How does Social Security work for married couples?
Married couples are entitled to the higher of their own Social Security benefit or half of their spouse's benefit if they wait until full retirement age (FRA) to file.
You don't need to qualify for Social Security on your own to take spousal benefits. Even if you've never worked a day in your life, you'll still be eligible so long as your spouse has worked at least 10 years. However, you cannot claim spousal benefits until your spouse also begins claiming their Social Security benefits.